The best advice I can give is to own your credit report. And, make sure it’s accurate before it gets pulled by a lender. There are several websites available to help you check your credit. For example, Equifax.com allows you to s...
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What credit score do you need to buy a home? The credit score you need largely depends on which home loan you choose. For example, with FHA loans, no credit score is even required. There is a magic myth that rates change everyday....
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There has been a lot of talk recently that the Federal Reserve lowered interest rates. This is not for mortgage rates, though – it’s for short term lending rates. In our business of home mortgages, it affects home equity lines o...
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Golf is a huge attraction in Charleston. You can find several world class golf courses around Charleston. Most are located in the town of Mt. Pleasant and the private resort beach island of Kiawah. Most golf courses in Charle...
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A lot of buyers hear that you can’t get 100% financing anymore. However, it is still possible to get 100% financing, which in short means no down payment. There are three options available to buyers for 100% financing: 1) FHA loan...
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